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If you're going to make use of a small-cap index like the Russell 2000, you could wish to stop briefly and think about why a good index fund company, like Lead, does not have any type of funds that follow it. The factor is because it's a poor index.
I haven't also dealt with the straw guy right here yet, and that is the reality that it is reasonably rare that you in fact have to pay either taxes or substantial compensations to rebalance anyway. Many intelligent investors rebalance as much as feasible in their tax-protected accounts.
Decumulators can do it by withdrawing from asset classes that have succeeded. And certainly, no one should be getting crammed mutual funds, ever before. Well, I wish messages like these help you to see with the sales strategies commonly used by "financial specialists." It's really also negative that IULs do not work.
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